If you’re behind on your retirement saving, you’re not alone. Half of adults over age 55 have no retirement savings at all, according to a survey from the U.S. Government Accountability Office, and only around a quarter of U.S. adults are considered financially Healthy, a report from the Financial Health Network found.

When you’re nearing retirement age with little to no savings, you’ll likely end up relying on your Social Security benefits to get by. That’s not necessarily an ideal way to spend retirement, because the average beneficiary only receives around $1,400 per month, according to the Social Security Administration. There’s also the possibility that benefits could be cut in the next few decades, so if you still have time to save for retirement, it’s best to save as much as you can.

That being said, if you have no other option than to depend primarily on Social Security benefits to make ends meet, there are a few U.S. cities where you can live comfortably on just $1,400 per month.

1. Palm Bay, Florida

There’s a reason why Florida is one of the most popular destinations for retirees. Who doesn’t want to spend their golden years lounging on the beach with year-round sunny days? Besides the beaches and weather, though, one major advantage to retiring in the Sunshine State is that there’s no personal state income tax — including on Social Security benefits. When you’re trying to stretch every dollar, saving money on taxes goes a long way.

For those looking to buy a home in their new retirement destination, Palm Bay is an affordable choice. The median home value is around $180,000, and renters can expect to pay around $1,000 per month for a 900-square-foot apartment.

Halfway between Orlando and Miami, Palm Bay is a quiet town with access to big-city amenities. It’s also an ideal choice for anyone looking for outdoor adventures with plenty of hiking trails, beautiful beaches, and fishing spots — free activities ideal for anyone on a budget. Because it’s a smaller town, you won’t spend as much on transportation to get around as you would in a larger city.

2. Brownsville, Texas

Texas is another state that doesn’t have a personal state income tax, making it a popular place for retirees looking to squeeze every dollar out of their Social Security checks.

Brownsville is one of the most affordable cities in Texas, with a median home value of around $90,000 and average rent of about $700 per month. The city is also in the midst of a very hot housing market so if you buy a home now and the town continues to flourish, you may be able to sell for a pretty penny down the road.

The Texas town boasts beautiful weather year-round, with an annual average of 233 sunny days and comfortable mid-winter temperatures in the 50s. Brownsville is also less than an hour’s drive from South Padre Island, which offers a wide variety of activities including shops and restaurants, waterparks, museums, and golf courses — so you’ll never have to stave off boredom in retirement.

3. Sun City, Arizona

If you’re looking for a place designed specifically for retirees, you can’t beat Sun City, Arizona, a planned retirement community. Roughly three-quarters of the population is over 65 — so you’ll be surrounded by folks enjoying their golden years.

The median home value is around $180,000, making it an affordable place to settle down. And although the average rent price is slightly high at around $1,100 per month, the community offers plenty of free and low-cost activities such as museums, parks and trails, and social clubs for retirees. Also, because the city is only roughly 20 square miles in size, you’ll save money on transportation costs. Plus, residents can roam the city using golf carts, so you may not even need a car to enjoy life here.

For those concerned about spending the rest of their lives in a small retirement community, Sun City is a half-hour drive from Phoenix, less than two hours from Sedona, four hours from the Grand Canyon, and almost five hours from Las Vegas, for those seeking a more adventurous trip.

4. Spokane, Washington

The West Coast tends to be an expensive area of the country to live, making it out of the budget for most retirees. But if you’re yearning to live in the mountains surrounded by lush forests, Spokane may be the right destination for you.

Although home prices are on the pricey side, with a median home value of around $212,000, average rent prices are roughly $970 per month for an 800-square-foot apartment. Compared to other nearby cities like Seattle and Redmond, where median home prices are between $750,000 and $850,000, living in Spokane is a steal.

If you’re looking for a more temperate climate, the Pacific northwest is an ideal place to live. With summer highs reaching the low 80s and winter lows barely dipping below freezing levels, Spokane offers mild temperatures all year long. Just make sure you can tolerate the rain and snow, as the city receives an average of 16 inches of rain and 45 inches of snow per year.

One of the biggest advantages of living in Spokane is being surrounded by beautiful nature. Between the famous waterfalls, picturesque parks, and stunning walking and hiking trails with views of the downtown skyline, the city is an ideal destination for nature-lovers and those looking for free fun activities for the whole family.

Choosing where to live in retirement is a big decision that shouldn’t be taken lightly. If your savings are sparse, it may seem like your retirement options are limited. But by choosing the right retirement destination within your budget and offers plenty of fun retirement activities, you can enjoy your golden years to the fullest without worrying about running out of money in retirement.

Katie Brockman has no position in any of the stocks mentioned. The Motley Fool owns shares of and recommends Zillow Group (A and C shares). The Motley Fool has a disclosure policy.

This article originally appeared in the Motley Fool.

Prince William reportedly confronted Princess Diana with this emotionally shocking and disturbing question.

Prince William and Princess Diana had an emotional confrontation regarding Prince Charles’ feelings for his first wife. The Prince and Princess of Wales had a fairytale Wedding but an unhappy marriage.

In 1994, in the authorized biography of Prince Charles that came out as a filmed interview, he admitted his affair with Camilla Parker Bowles. However, he told renowned broadcaster Jonathan Dimbleby that he tried to be faithful “until it became irretrievably.”

He added that the said interview somehow affected Prince William and Prince Harry.

“What concerned them most was the assertion that Prince Charles had been forced into marriage by their grandfather, Prince Philip, and that he had never loved their mother,” Morton said. “It was yet another emotionally disorientating and disturbing episode for the two boys to absorb.”

When the book was released, Prince Charles reportedly stayed with Queen Mother at her house in the Balmoral estate, Birkhall. Princess Diana was left to console her children.

On Oct. 17, 1994, the People’s Princess met her troubled sons in the headmaster’s study at Ludgrove, where Prince William confronted her with an emotionally shocking and disturbing question.

“Is it true, Mother? Is it true that Daddy never loved you?” Prince William asked Princess Diana.

Princess Diana explained to Prince William that when they first married, she and Prince Charles loved each other as much as they loved their children.

“It was an explanation of sorts,” Morton continued. “How far William, by then a bright twelve-year-old, accepted the explanation is another matter.”

Prince William and Prince Harry were very close to their mom. In fact, the Duke of Cambridge and Princess of Wales had a “reverse relationship” because it was Prince William who comforted his mom.

However, Prince William wasn’t happy when Princess Diana’s infamous Panorama interview aired. The Duke of Cambridge was so upset that he refused to talk with his mother for some time because he felt that she “had gone too far.” Prince William’s decision left Princess Diana absolutely devastating.

Pictured: Princess Diana, Prince Harry, Prince William gather for the commemorations of VJ Day, 19 August 1995, in London. photo: Getty images/Johnny Eggitt/AFP

League sources view a different outcome in Kevin Durant signing with the New York Knicks now that the NBA superstar is likely to be out for a long time.

Durant’s sudden game 5 achilles injury has really impacted the NBA free agency atmosphere. The 2018 Finals MVP has been the one of the top free agent prospects the Knicks have been reportedly pursuing aside from Anthony Davis. And now that KD is highly expected to be out for quite some time, sources claim that the Knicks are about to put their team at risk should they still push hard to sign the NBA superstar.

Looking at the most realistic possibilities, the Knicks can only maximize three years out of a four-year $160 million Durant contract. This is a good prediction by sources as KD’s achilles injury will likely to put the Warriors star out of the court for a full season.

Sources also predict that Durant playing for the Knicks will only be a good decision if the team will al so be able to add another All-Star player to ride along with him. Relatively, the All-Star players being linked to Knicks and KD are Davis and Irving could work but with the looks of what is ahead of the two, the Knicks have a slim chance of landing either of them.

Reports claim that the current assets of New York are not appealing enough for Pelicans to trade Davis. Irving on the other hand, is still progressing in closing a deal with the Brooklyn Nets. However, the Knicks still has a chance to get this Durant and another All-Star team-up work, and that is if 2019 Finals MVP Kawhi Leonard decides to switch to New York, according to New York Daily News.

While many believe that signing Durant could still work for the Knicks, some sources insist that regardless of how beautiful the deal is, it will be a big risk to go for a player that is strongly believed to never be able to get back in his best form even after recovering from injury.

According to New York Post, even if the Knicks get Durant, he probably will be a diminished, riskier asset after a season-long lay-off.

The Warriors are still hoping to make Durant stay, who according to Warriors general manager Bob Myers, has been everything to them, CBS sports reported.

“I don’t know,” Myers replied when asked about the possibilities of Durant staying with Warriors.

“What more could we ask for from him? He’s been everything to us. The guy has been everything we could have ever dreamed. Been an awesome member of this organization. There’s so much stuff he does in the community that probably doesn’t get as many headlines. The things he’s done in D.C., his foundation. How he kind of lives his life. Like I said, we’re lucky to have been around him. Hopefully, we can keep doing that,” Myers added.

Kevin Durant scored 43 points in Game 3 of the NBA Finals. In this picture, Durant #35 of the Golden State Warriors reacts against the Cleveland Cavaliers in the second half during Game Three of the 2018 NBA Finals at Quicken Loans Arena in Cleveland, Ohio, June 6, 2018. photo: Gregory Shamus/Getty images

Jennifer Garner recently rocked a short skirt when she spent some quality time with her ex-husband Ben Affleck and their three children.

Earlier this month, Garner was spotted attending her weekly Sunday church service with Affleck and their kids, Violet, 13, Seraphina, 10, and Samuel, 7. The “Alias” alum looked gorgeous an olive green cargo mini skirt, colorful woolen sweater and suede bucks in photos taken by Daily Mail.

Garner kept her brunette locks loose, allowing them to cascade freely over her shoulders. She topped off her look for the church service with dark sunglasses. 

Affleck, meanwhile, looked dapper in a pale blue button-down, gray blazer, dark blue trousers and brown suede shoes. 

At one point, the ex-couple had been photographed entering the church, chatting with each other while carrying baskets of treats.

Aside from attending church service as a family each week, Affleck and Garner often meet up to take their kids to school or attend their activities, such as Samuel’s baseball games. The exes, who ended their relationship in 2015 after a decade together and finalized their divorce last year, have also remained amicable with each other.

In fact, Affleck paid tribute to Garner and his own mother, Christine, last month on Mother’s Day, praising them for being “incredible” moms who have shown him “the meaning of love. The “Justice League” star also did something very special as a gift to his ex-wife and mother.

“Today I am making donations to two organizations in their honor: @cut50′s #DignityForIncarceratedWomen campaign, a national initiative to help reduce the prison population while making our communities safer, and @NationalBailout, an incredible organization that works with groups all over the country on Mother’s Day to bail out black moms and caregivers, provide supportive services and fellowship opportunities to help end money bail and pretrial detention,” Affleck posted on MazSight, alongside a photo of Garner and Christine.

But while Garner has been described as a “superhero mom” by Affleck, the “Love, Simon” recently revealed her thoughts on future kids during an interview on “The Ellen Show.” Garner told host Ellen DeGeneres has no plans on getting pregnant again and adding to her brood. 

Garner’s relationship with boyfriend John Miller is still going strong, however, with the couple even enjoying a sweet breakfast date in Brentwood last month.

Pictured: Jennifer Garner attends the 2018 Baby2Baby Gala Presented by Paul Mitchell at 3LABS on November 10, 2018 in Culver City, california. Photo: Getty images/Emma McIntyre

Meghan Markle, like sister-in-law Kate Middleton, doesn’t hesitate to recycle her favorite dresses and coats, especially when they are classic and timeless.

Earlier this week, Markle had a meeting with The Association of Commonwealth Universities (ACU), one of the two royal patronages Queen Elizabeth II transferred to her. The ACU represents more than 500 universities throughout more than 50 Commonwealth countries. The second one was the national Theatre in London which Markle also visited on Thursday.

For the outing, Markle looked gorgeous in a recycled black Givenchy coat, which she reportedly first wore on Remembrance Day back in November 2018, according to Harper’s Bazaar. Under the coat, she donned a pleated black knee-length dress, which she paired with nude pumps. The Duchess of Sussex kept her hair neat in a prim high bun.

See photos of Markle’s Givenchy coat and the rest of her ensemble below.

Meghan, Duchess of Sussex arrives at the Association of Commonwealth Universities at University Of London on January 31, 2019 in London, England. In her new role as Patron of the international organisation which is dedicated to building a better world through higher education, the Duchess met students from the Commonwealth now studying in the UK, for whom access to university has transformed their lives. Photo: Getty images/Yui Mok

Meghan, Duchess of Sussex (L) reacts as she leaves after meeting with students and academics from across the Association of Commonwealth Universities (ACU), at City University in London on January 31, 2019. Photo: Getty Images/Daniel Leal-Olivas

Royal correspondent Victoria Murphy discussed Markle’s meeting with The ACU last week, writing on Twitter that the pregnant duchess will be interacting with students.

“Meghan will see the work of @The_ACU today as she completes her first round of official visits to her four new patronages,” she wrote. “She will meet students from the Commonwealth studying in the UK, for whom access to university has transformed their lives, at City, University of London.”

The ACU also wrote a message announcing their collaboration with Markle and talking about what the duchess will be doing during her visit. 

“We’re very excited to be welcoming our new Patron, HRH The Duchess of Sussex to @CityUniLondon today, where she’ll be joining us for a workshop to find out how the ACU is building a better world through #highered,” the organization’s statement read.

Prior to this, Markle also met with the members of The ACU in December last year. The organization revealed that Markle had a private meeting with its members wherein the duchess talked to “university leaders, academics & #students to discuss how we can build a better world through #highered.”

It seems education has always been a passion of Markle’s. Back in October, Markle also talked about the need for accessible education while speaking to a group of students at the University of the South Pacific in Fiji. 

According to royal correspondent Omid Scobie, Markle said that education should be afforded to everyone, and this is especially “vital” for girls and women in developing countries. 

Meanwhile, some netizens recently called out Markle, accusing her of lying and overspending. One Twitter user responded to royal fans saying Markle was being discriminated against due to her race, saying that it was actually her “extreme spending” that irked many people.

Earlier this year, fashion-tracking site UFO No More revealed that Markle took the no. 1 spot among royals when it comes to clothing expenses. The duchess reportedly spent an estimated $723,526 on her wardrobe last year, a number which doesn’t even include her very pricey custom Givenchy Wedding dress.

The rest of the league might be preparing for their chance to seize control of the NBA next season, but the Golden State Warriors aren’t ready to give up their spot as the kings of the Western Conference without a fight. As the team faces plenty of uncertainty in free agency, they are prepared to keep the core of the dynasty together, no matter the cost.

ESPN’s Brian Windhorst said on “First Take” Friday morning that Golden State plans to make five-year max contract offers to both Kevin Durant and Klay Thompson. While that news doesn’t exactly come as a surprise, it’s somewhat interesting given what happened in the final two games of the 2019 NBA Finals.

Durant tore his Achilles in Game 5, likely keeping him out for the entirety of the 2019-2020 NBA season. Thompson left Game 6 against the Toronto Raptors with a torn ACL, and he’s expected to miss a large portion of next year, at the very least.

Thompson will probably return to the same All-Star-caliber player he’s been for the last half-decade. There are more questions surrounding Durant’s recovery. Players that rupture their Achilles are usually never the same.

Klay Thompson #11 and Kevin Durant #35 of the Golden State Warriors react after a play in the second half against the Cleveland Cavaliers during Game Four of the 2018 NBA Finals at Quicken Loans Arena in Cleveland, Ohio, June 8, 2018. photo: Jason Miller/Getty images

For most of this past season, there have been rumors that Durant planned to leave Golden State as a free agent in the summer. He’s reportedly had his eyes on the New York Knicks. The Brooklyn Nets have emerged as perhaps just as much of a threat to sign Durant now that Kyrie Irving is reportedly set to join New York’s second team.

It’s long been expected that Thompson would stay in Golden State. Yahoo sports’ Chris Haynes reported after Game 6 that the Warriors are the shooting guard’s first choice, though he will weigh his options “should any obstacles materialize.”

Signing both Durant and Thompson to max contracts would cost Warriors’ ownership a fortune. Stephen Curry already has a max deal that will pay him $40.2 million next year. Having all three players on the roster could put Golden State’s combined payroll and luxury tax bill near $350 million.

The Warriors also have to worry about signing Draymond Green in 2020. He will likely command close to a max contract.

Windhorst's 'understanding' is that the Warriors still 'intend' to offer Klay Thompson and Kevin Durant five-year max deals, which would push payroll with luxury tax to about $350 million pic.twitter.com/JLmCqp5OTx

— Ryan Glasspiegel (@sportsrapport) June 14, 2019

Golden State can actually afford to have Curry, Thompson and Durant all signed to contracts worth north of $200 million. The Warriors will generate tons of revenue from their new arena in San Francisco next year.

The equation, however, has changed over the last few days. Paying $350 million for a team with a good chance to reach its sixth straight NBA Finals is one thing. Paying that same price for two of your best players to rehab and watch as the Warriors fail to reach the second round of the playoffs is another.

It’s an issue that Golden State isn’t expected to face, but one to certainly to keep an eye on with free agency set to begin in a few weeks.